Bankruptcy and Financial Lawyers at Woehrle Dahlberg Jones Yao PLLC in Northern and Central Virginia

 

Experienced Bankruptcy Law Attorneys

Woehrle Dahlberg Jones Yao PLLC bankruptcy attorneys' effectively represents clients in Fredericksburg and Richmond Virginia areas of bankruptcy law, consumer law and fair debt collection.

The Bankruptcy Laws were established to help Americans get a fresh start in their lives when their debts are unmanageable. The two most common forms of bankruptcy are known as Chapter 7 and Chapter 13. Our experienced attorneys can help you negotiate the myriad, complex requirements of this area of law.
 
 
 
Our Bankruptcy Attorneys Can Stop:

Foreclosures
Repossessions
Creditor Calls
Collection Efforts
Lawsuits

Chapter 7 Bankruptcy

A Chapter 7 bankruptcy, commonly known as “Liquidation,” can help get rid of nearly all of your debt. Chapter 7 bankruptcies will stop garnishments and lawsuits but can only be filed once every eight years. The main objective of filing a Chapter 7 bankruptcy is to get a permanent “discharge” of many of your debts, giving you a fresh start.

Chapter 13 Bankruptcy

The other common form of bankruptcy is Chapter 13. A Chapter 13 bankruptcy is a repayment plan. If you are behind on your house, car or other payments and want to keep the property for which money is owed, a Chapter 13 may be the right solution for you. You may also file under Chapter 13 if you are ineligible to file under Chapter 7. A typical Chapter 13 repayment lasts from three to five years. Once you file for bankruptcy relief under Chapter 13, you will be able to stop bill collectors and creditor harassment. You can also file under Chapter 13 to prevent utility shut-offs, and stop repossessions and foreclosures.

Debt & Credit Representation

If you or a loved one is buried in financial debt contact us – we help good people just like you solve their debt problems. We are prepared to help you find the best method of resolving your financial crisis and if needs be, walk you through the bankruptcy process. We listen to you and help you make informed decisions concerning the solution that is right for your situation!